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Sjóvá - Per­son­al and com­mer­cial in­sur­ance in Ice­land

  • In­di­vid­u­als
    • In­sur­ance
      • In­sur­ance in Ice­land
      • Mo­tor Ve­hi­cle In­sur­ance
      • Fam­i­ly and Home in­sur­ance
      • Life and crit­i­cal ill­ness in­sur­ance
      • Med­ical Cost In­sur­ance
      • Life & Health
      • Trav­el in­sur­ance when trav­el­ing abroad
    • Home In­sur­ance
      • Fam­i­ly Pro­tec­tion
      • Prop­er­ty In­sur­ance
      • Home con­tent val­ue
      • Fire In­sur­ance
      • Per­son­al prop­er­ty in­sur­ance
      • An­i­mal in­sur­ances
      • Smart In­sur­ance
    • Mo­tor Ve­hi­cle In­sur­ance
      • Manda­tory Ve­hi­cle In­sur­ance
      • Com­pre­hen­sive Col­li­sion In­sur­ance
      • Bíl­próf
      • Mo­bile home in­sur­ance
      • Com­pre­hen­sive in­spec­tion - in­for­ma­tion about pho­tos
    • Stofn
      • What is the Stofn loy­al­ty pro­gram?
      • Spe­cial of­fer on tires
      • Dis­count on child car seats
      • Sjóvá Road­side As­sis­tance
    • Pol­i­cy terms & ap­pli­ca­tions
      • Pol­i­cy terms in Eng­lish
      • In­sur­ance Prod­uct In­for­ma­tion Doc­u­ments
      • Ap­pli­ca­tions and forms
    • Use­ful in­for­ma­tion
      • Mitt Sjóvá
      • Pay­ment Dis­tri­b­u­tion
      • In­dex­es
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    • Sub­mit a claim
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      • In­jury, ill­ness and death
      • Ve­hi­cle col­li­sion and dam­age
      • How to re­port a claim/dam­age
      • Wind­shields
      • Wind­shield patch
    • Pol­i­cy Terms
      • Pol­i­cy Terms - In­di­vid­u­als
      • Pol­i­cy Terms - Com­merce
    • Claims Ser­vice
      • 24 Hour Claims Ser­vice
      • Ve­hi­cle dam­age part­ners
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      • Wind­shield crack stick­er
  • About us
    • News & FAQ
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    • About Sjóvá
      • About the com­pa­ny
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      • Code of Con­duct
      • Rein­sur­ance
      • Le­gal no­tice (Ice­landic)
      • Per­son­al data pro­tec­tion pol­i­cy
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    • In­vestors
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      • Sup­pli­er Code of Con­duct
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    Staff, branch­es & agen­cies Sick­ness Cost In­sur­ance Good to know

Make a claim

Make a claim

Our of­fices

Sat­is­fied Cus­tomers - Year Af­ter Year.

Sjóvá is the high­est rat­ed in­sur­er in Ice­land's an­nu­al Cus­tomer Sat­is­fac­tion In­dex. And so it has been for the last eight years.

Med­ical Cost In­sur­ance

All for­eign cit­i­zens from coun­tries out­side EU or EFTA who ap­ply for a res­i­dence per­mit in Ice­land, are re­quired to ob­tain Med­ical Cost In­sur­ance. It is valid for up to six months but ends when they have earned rights to be cov­ered by the Ice­landic So­cial Se­cu­rity Scheme.

Med­ical Cost In­sur­ance

In­sur­ance in Ice­land

It is im­por­tant to in­sure one­self against ac­ci­dents and mishaps. In Ice­land some types of in­sur­ance are manda­to­ry, like in­sur­ance for ve­hi­cles and in­sur­ance for prop­er­ties. Life and crit­i­cal ill­ness in­sur­ance is not manda­to­ry but we strong­ly rec­om­mend that new res­i­dents also buy Med­ical Cost In­sur­ance for their first six months in Ice­land.

In­sur­ance in Ice­land

What our cus­tomers have to say

„The customer care is always nice and explain everything nicely. I've been with Sjova for a few years and it will stay like that. You are the best.”
Alexandre Efremova F Pereira
„I got absolutely terrific service, all my questions were answered and the willingness to help was fantastic.”
Bjarni Þór Pálsson

Car In­sur­ance

Manda­tory Ve­hi­cle In­sur­ance com­pen­sates dam­age caused by your ve­hi­cle as well as ac­ci­dents and in­ju­ries to the own­er and the dri­ver. All cars must have Manda­to­ry Ve­hi­cle In­sur­ance.

  • Manda­tory Ve­hi­cle In­sur­ance
  • Comprehensive Collision Insurance

Stofn loy­al­ty pro­gram

En­joy var­i­ous ben­e­fits by be­ing a mem­ber of our loy­al­ty pro­gram Stofn

Re­bate on your pre­mi­um

We feel that cus­tomers with­out claims should ben­e­fit from it. That is why mem­bers in Stofn with­out claims re­ceive a re­bate on their pre­mi­um.

How do I be­come a mem­ber of Stofn?

Spe­cial of­fer on car tires

To claim the of­fer you only need to con­tact any of our af­fil­i­ates and pro­vide them with your so­cial se­cu­ri­ty num­ber (ken­ni­ta­la).

See a list of af­fil­i­ates

Dis­count on child car seats

Mem­bers of Stofn re­ceive a 20% dis­count on car seats for chil­dren at AB-Varahlu­tir, Nine Kids and Ólivía og Oliv­er.

More in­for­ma­tion

Road­side as­sis­tance

Flat tire, dead car bat­tery or out of gas? Mem­bers of our cus­tomer loy­al­ty pro­gram Stofn can con­tact Sjóvá Road­side As­sis­tance. Call 440 2222, we are by the phone 24/7.

Where is the Road­side As­sis­tance avail­able?

News

News and up­dates from Sjóvá

See all news

Sjóvá
  • Sjóvá-Almennar tryggingar hf. Kt. 650909-1270
  • Sjóvá-Almennar líftryggingar hf. Kt. 680568-2789
  • Kringlan 5, 103 Reykjavik,
Contact us
Main number
440 2000
Emergencies
440 2424
E-mail
sjo­va@sjo­va.is
Roadside assistance
440 2222
Le­gal no­tice
Opening hours
Mon - Thu 9:00 - 16:00
Fri 9:00 – 15:00
Branches
See branch open­ing hours
Con­tact us Click here
Customer service
440 2000
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Pop­u­lar search­es
Staff, branch­es & agen­cies Sick­ness Cost In­sur­ance Good to know

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Sub­mit a claim

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Con­tact in­for­ma­tion

Kringlan 5, 103 Reyk­javik
Open­ing hours Mon - Thu 9:00 - 16:00

Cus­tomer ser­vice: 440 2000

Emer­gen­cies: 440 2424

Road­side as­sis­tance: 440 2222

E-mail: sjo­va@sjo­va.is
Fax: 440 2020

In­ter­ac­tive ways to reach us
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Are you al­ready a cus­tomer?

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Get a per­son­al­ized quote for your in­sur­ance and join thou­sands of sat­is­fied cus­tomers

Re­quest Quote

To continue you need to have electronic ID or create login credentials for My Sjóvá.
Are you al­ready a cus­tomer?

Then click here to talk to a cus­tomer ser­vice agent