Our Family protection Insurance is a suite of insurance policies that protect your family and your home. There are three different policy types, with coverage based on your family size and needs. We recommend this insurance for all homeowners and renters, as our household possessions are often of more value that we realise, and most people need some insurance if they suffer losses, for instance, due to fire or a burglary.
Family Insurance 1 is suited for those just starting a family and making a home, as well as those seeking to reduce and simplify their lives. The insurance policy includes household contents insurance and liability insurance and is recommended for those who don't need comprehensive coverage, accident insurance for leisure or travel insurance.
| Family Protection | 1 | 2 | 3 |
|---|---|---|---|
| Home contents insurance | |||
| Liability insurance | |||
| Comprehensive household contents insurance | Optional | ||
| Leisure accident insurance | Optional | ||
| Domestic hospitalisation coverage after leisure accident | |||
| Childcare | |||
| Credit card insurance | |||
| Legal assistance insurance | |||
| Travel insurance | Optional | Optional | |
| Hospitalisation | |||
| Pet death benefits | |||
| Insurance of equipment for leisure activities |
This insurance covers items you own inside your apartment or rental home, including electronics like televisions and computers, bicycles, furniture, and clothing. It is important for you to correctly estimate the replacement value of the items in your home.
Family protection covers your property and family, but if you need to insure your home you should take a look at the Mandatory fire insurance and our Real property insurance.
