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    Staff, branch­es & agen­cies Sick­ness Cost In­sur­ance Good to know

Trav­el in­sur­ance when trav­el­ing abroad

If you want to be in­sured against ac­ci­dents that may oc­cur dur­ing the trip, we of­fer trav­el sick­ness and trav­el in­ter­rup­tion in­sur­ance, trav­el ac­ci­dent in­sur­ance, and lug­gage in­sur­ance. You can buy these in­sur­ances in­di­vid­u­al­ly or all to­geth­er, de­pend­ing on your needs at any giv­en time.

  • Ill­ness or ac­ci­dent while trav­el­ing
  • Lug­gage in­sur­ance
  • Can­ce­la­tion in­sur­ance
  • Re­lat­ed con­tent
Re­quest a quote Sub­mit a claim

Travel medical expenses insurance

The in­sur­ance pays med­ical ex­pens­es due to ill­ness or ac­ci­dent, in ad­di­tion to which costs are paid due to can­cel­la­tions when trav­el­ing abroad. The in­sur­ance gives you ac­cess to SOS emer­gency ser­vices due to se­ri­ous ill­ness and ac­ci­dents while trav­el­ing.

The in­sur­ance com­pen­sates:
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If the in­sured be­comes ill or in­jured while trav­el­ing abroad, the in­sur­ance pays the costs of:

  • Med­ical care, for ex­am­ple for doc­tor's ap­point­ments
  • Hospital stays if the insured person is admitted to hospital.
  • Med­i­cines that the in­sured must buy, for ex­am­ple due to ill­ness.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

The in­sur­ance does not com­pen­sate:
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The in­sur­ance does not cov­er the cost of:

  • Illness or accident for which the insured has received medical treatment before the insurance took effect.
  • An accident that occurs during a competition or training before a competition in any kind of sport.
  • An accident that occurs in mountain climbing, frog diving, or skydiving.

Some of what is ex­clud­ed here can, how­ev­er, be in­clud­ed in the in­sur­ance for a spe­cial ad­di­tion­al fee.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

What af­fects the pre­mi­um?
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  • Travel sickness- and travel interruption premium depends on the amount insured, the length of the trip, where you are traveling and whether the insurance includes special risks, for example for sports competitions.

Travel accident insurance

Trav­el ac­ci­dent in­sur­ance pays com­pen­sa­tion for an ac­ci­dent while trav­el­ing abroad. Trav­el ac­ci­dent in­sur­ance al­ways in­cludes dis­abil­i­ty ben­e­fits, but it is also pos­si­ble to add death ben­e­fits and dai­ly pay­ments.

The in­sur­ance com­pen­sates:
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  • Dis­abil­i­ty ben­e­fits due to an ac­ci­dent while trav­el­ing.
  •  Tooth breakage due to an accident while traveling.
  • Death benefits for travel accidents if death benefits are selected.
  • Daily payments in event of a travel accident if daily payments are selected.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

The in­sur­ance does not com­pen­sate:
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  • Medical expenses due to an accident that occurs during training or sports competitions
  • Med­ical ex­pens­es due to dis­eases. 
  • Medical expenses caused by mountain climbing, diving, bungee jumping or skydiving.

Some of what is ex­clud­ed here can, how­ev­er, be in­clud­ed in the in­sur­ance for a spe­cial ad­di­tion­al fee.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

What af­fects the pre­mi­um?
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  • The trav­el ac­ci­dent in­sur­ance pre­mi­um de­pends on the length of the trip, the amount of dis­abil­i­ty ben­e­fits, death ben­e­fits and dai­ly pay­ments. The pre­mi­um also de­pends on whether the in­sur­ance in­cludes spe­cial risks, for ex­am­ple, due to sports com­pe­ti­tions.

Lug­gage in­sur­ance

Lug­gage in­sur­ance com­pen­sates for dam­age to the lug­gage of the per­son in­sured while trav­el­ing abroad.

The in­sur­ance com­pen­sates:
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Dam­age to lug­gage that can be traced to:

  • Fire, theft, vandalism, and transport accidents

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

The in­sur­ance does not com­pen­sate:
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  • Money, credit cards and passports.
  • Damage to suitcases.
  • Damage due to insufficient or poor packaging.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

What af­fects the pre­mi­um? •
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  • The lug­gage in­sur­ance pre­mi­um de­pends on the val­ue of the lug­gage and the length of the trip.

Can­cel­la­tion in­sur­ance

Can­cel­la­tion in­sur­ance pays com­pen­sa­tion if the in­sured does not make the planned trip. The in­sur­ance must be pur­chased on the same day as the trip is pur­chased. Fur­ther­more, it must be at least one week to the day of de­par­ture.

The in­sur­ance com­pen­sates:
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  • Expenses due to the insured not being able to travel due to death, accident, or sudden serious illness of himself or his immediate family or relatives.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

The in­sur­ance does not com­pen­sate:
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  • Ex­pens­es due to an ill­ness that the in­sured suf­fered be­fore the in­sur­ance was pur­chased.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

What ef­fects the pre­mi­um?
Close
  • The can­cel­la­tion in­sur­ance pre­mi­um de­pends on how much was paid for the trip that is in­sured.

Re­lat­ed con­tent

SOS Neyðarþjónus­ta

Þjónus­ta SOS IN­TER­NA­TION­AL felst meðal an­nars í því að vei­ta ráðgjöf, hafa sam­skip­ti við sjúkrastof­nanir og að­s­tanden­dur auk þess að aðs­toða við heim­flut­ning ef þess gerist þörf.

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Evróp­skt sjúkra­tryg­gin­gako­rt

Þeir sem fer­ðast til Evrópu ættu ávallt að hafa Evróp­s­ka sjúkra­tryg­gin­gako­r­tið með í för sem hægt er að nota ef ko­rthafi veik­ist eða slasast í öðru EES- ríki.

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  1. Eng­lish
  2. In­di­vid­u­als
  3. In­sur­ance
  4. Trav­el in­sur­ance when trav­el­ing abroad
Sjóvá
  • Sjóvá-Almennar tryggingar hf. Kt. 650909-1270
  • Sjóvá-Almennar líftryggingar hf. Kt. 680568-2789
  • Kringlan 5, 103 Reykjavik,
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Staff, branch­es & agen­cies Sick­ness Cost In­sur­ance Good to know

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Kringlan 5, 103 Reyk­javik
Open­ing hours Mon - Thu 9:00 - 16:00

Cus­tomer ser­vice: 440 2000

Emer­gen­cies: 440 2424

Road­side as­sis­tance: 440 2222

E-mail: sjo­va@sjo­va.is
Fax: 440 2020

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