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    Staff, branch­es & agen­cies Sick­ness Cost In­sur­ance Good to know

Pay­ment Dis­tri­b­u­tion

You can dis­trib­ute your in­sur­ance pay­ments for up to 12 months.

  • Pay­ment Op­tions
  • Pay­ment Dis­tri­b­u­tion Cost
Re­quest a quote Sub­mit a claim

Pay­ment Op­tions

From 1st of Jan­u­ary 2020 we will no longer ac­cept pay­ments of pre­mi­ums in cash in our branch­es.

Pay­ments can be dis­trib­uted over a pe­ri­od of 3, 6, 9 or 12 months. We also of­fer one-time pay­ment in all of the pay­ment op­tions list­ed be­low:

 

Payment options Lýsing
Re­cur­ring pay­ments Month­ly pay­ment with cred­it/deb­it card.
Con­tact us to reg­is­ter your card or do it your­self on My Sjóvá
Di­rect pay­ment

Month­ly pay­ment di­rect­ly from bank ac­count by con­tract.
Con­tact us and we will send you an elec­tron­ic con­tract for ac­cep­tance.
Due date and fi­nal due date er on the first busi­ness day of each month.

Cor­po­rate dis­tri­b­u­tion Month­ly in­voice is sent
Due date is on the 1st of each month, fi­nal due date is on the 15th of each month.
Cash pay­ment

Elec­tron­ic in­voice is cre­at­ed in the on­line bank for each pre­mi­um.
Fi­nal due date is 5 days af­ter the due date, ex­cept if this is a new in­sur­ance then the fi­nal due date is 30 days af­ter due date.

If you re­quire fur­ther in­for­ma­tion or want to change the cur­rent form of pay­ment, please send an e-mail to sjo­va@sjo­va.is, and we will con­tact you at the ear­li­est op­por­tu­ni­ty and re­solve the mat­ter.

You can also call the cus­tomer ser­vice num­ber 440 2000, chat with us on the on­line chat or vis­it us at the near­est branch.

Pay­ment Dis­tri­b­u­tion Cost

Payment frequency Distribution cost rate %
12 months 3,09%
9 months 2,25%
6 months 1,41%
3 months 0,56%

 

Valid from and in­clud­ing 20th of Oc­to­ber 2022.

  • Reminder letter / Collection warnings ISK 950
  • Final warning letter ISK 1,500

Penal­ty in­ter­est is ac­cord­ing to the pub­lished penal­ty in­ter­est rate of the Cen­tral Bank of Ice­land.
Sjóvá is in col­lab­o­ra­tion with Mo­tus and Lögheim­tun, which col­lect ac­cord­ing to their own tar­iff.

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Sjóvá
  • Sjóvá-Almennar tryggingar hf. Kt. 650909-1270
  • Sjóvá-Almennar líftryggingar hf. Kt. 680568-2789
  • Kringlan 5, 103 Reykjavik,
Contact us
Main number
440 2000
Emergencies
440 2424
E-mail
sjo­va@sjo­va.is
Roadside assistance
440 2222
Le­gal no­tice
Opening hours
Mon - Thu 9:00 - 16:00
Fri 9:00 – 15:00
Branches
See branch open­ing hours
Con­tact us Click here
Customer service
440 2000
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Staff, branch­es & agen­cies Sick­ness Cost In­sur­ance Good to know

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Kringlan 5, 103 Reyk­javik
Open­ing hours Mon - Thu 9:00 - 16:00

Cus­tomer ser­vice: 440 2000

Emer­gen­cies: 440 2424

Road­side as­sis­tance: 440 2222

E-mail: sjo­va@sjo­va.is
Fax: 440 2020

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Get a per­son­al­ized quote for your in­sur­ance and join thou­sands of sat­is­fied cus­tomers

Re­quest Quote

To continue you need to have electronic ID or create login credentials for My Sjóvá.
Are you al­ready a cus­tomer?

Then click here to talk to a cus­tomer ser­vice agent